Aviva Insurance: You- It's Our 3 Letter Mission Statement

2011-01-23_12

I ran across Aviva, a global insurance company, through this ad at a U.S. airport. I was immediately intrigued by their customer-centered mission: YOU. While arguably not a formal mission statement (most aren't very good anyway), it makes manifestly clear where they want us to think their focus lies.

And Aviva is consistent with this message throughout their communications. For example, their brand promise explanation is all about a distinctive customer experience that recognizes the value of each one of us:

Aviva has committed to deliver one distinctive experience for our customers, wherever we are in the world - we want them each to feel that "no one recognises me like Aviva".

And they nicely tie this intention to their cause marketing efforts. In fact, their brand is the centerpiece of all their communications. Check it out here.

Aviva (which means "Spring" in Hebrew) gets that branding is a core and essential business discipline. They are a good example of a company in which marketing and customer research have seats at the decision-making table.

Now, having generated such high expectations, it's especially critical that they deliver on their promise.

Esurance and Competitive Advantage: Technology OR People

What do your customers prefer to interact with - people or technology? High tech or high touch? The answer is usually... it depends.

I like how Esurance is tackling this head on, with their trademarked tag line: Technology when you want it. People when you don't. Their value proposition is twofold: 1) tons of discounts, and 2) two ways to get 'em. Since insurance discounts alone is not a market differentiator, they position themselves via the "technology or people" ways to work with them. Here's a link to their ads and campaign, created by Duncan/Channon

When should you provide technology as your customer service solution and when should you provide real people? From the customer perspective, it depends how potentially complex or emotional the issue is. For example, if you need to change travel reservations due to a death in family, or deal with medical devices for a sick patient or family member, you want a live customer service rep to help you. Assuming of course your level of  bureaucracy allows your reps to be effective. In contrast, getting a simple update on a due date or balance inquiry, technology will do. 

But most important is how tuned you are into what customers want and need in customer service. Because with both a technology-based customer interface as well as a live human interface, the goal is to understand and solve the customer's problem.

The more customer intimacy, the better the customer service, the happier the customer.